The Canada Revenue Agency (CRA) has begun distributing a cumulative $2,600 in direct deposits to eligible Canadians as part of several federal and provincial support schemes in June 2025. This initiative is part of the Canadian government’s ongoing commitment to provide financial relief to residents, especially amid rising living costs, inflation, and post-pandemic economic challenges. This article explains what the CRA $2,600 deposit is, who is eligible, how to claim, and what to do if you have not received your payment.
What Is the CRA $2,600 Deposit?
The CRA $2,600 deposit is not a single, one-time payment from the government. Instead, it represents the combined value of multiple recurring federal and provincial benefits that eligible Canadians—especially low-income seniors and families—may receive in June 2025. These benefits can include payments from the Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS), GST/HST Credit, Canada Workers Benefit (CWB), Climate Action Incentive Payment (CAIP), and the Canada Child Benefit (CCB).
Many Canadians may receive a total of $2,600 or more if they qualify for several of these programs, especially if they are seniors receiving CPP, OAS, and GIS, or families with children receiving CCB and other benefits.
CRA $2,600 Key Eligibility Criteria
| Program | Payment Date (June 2025) | Key Eligibility Criteria |
|---|---|---|
| GST/HST Credit | June 5 | Low/modest income, Canadian resident, age 19+ or child |
| Canada Child Benefit | June 20 | Primary caregiver, child under 18, income-tested |
| Climate Action Incentive | June 14 (Quarterly) | Resident of eligible provinces, filed taxes |
| Canada Workers Benefit | June 28 | Earned income, filed taxes |
| Provincial Supplements | Varies | Province-specific, filed tax return |
Key Government Programs Included in the $2,600 Deposit
Below is a summary of the main federal and provincial programs that may contribute to the $2,600 deposit for eligible recipients:
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Canada Pension Plan (CPP): A monthly payment for those who have contributed to the plan during their working years.
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Old Age Security (OAS): A monthly pension for Canadians aged 65 and older.
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Guaranteed Income Supplement (GIS): An additional monthly payment for low-income seniors receiving OAS.
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GST/HST Credit: A tax-free quarterly payment for low- and modest-income Canadians.
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Canada Workers Benefit (CWB): A refundable tax credit for low-income workers.
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Climate Action Incentive Payment (CAIP): A tax-free payment for residents of certain provinces to offset carbon pricing costs.
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Canada Child Benefit (CCB): A tax-free monthly payment to help families with the cost of raising children.
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Provincial and Territorial Supplements: Additional benefits that vary by province and territory.
Who Is Eligible for the $2,600 CRA Deposit?
Eligibility for the $2,600 deposit depends on your qualification for one or more of the above programs. Here is a quick overview of the main eligibility criteria for each:
| Program | Key Eligibility Requirements |
|---|---|
| GST/HST Credit | Income under threshold; Canadian resident; age 19+ or supporting a child |
| Canada Workers Benefit | Earned income from employment/self-employment; filed taxes |
| Climate Action Incentive | Resident of eligible provinces (Ontario, Manitoba, Alberta, Saskatchewan); filed taxes |
| Canada Child Benefit | Primary caregiver of child under 18; income-tested |
| Provincial Supplements | Province-specific criteria; must file annual tax return |
General Requirements:
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Must be a Canadian resident for tax purposes.
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Must have filed your 2024 income tax return.
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Must meet individual eligibility thresholds for each benefit.
Payment Dates and How to Claim
The $2,600 deposit is not paid out all at once. Instead, it is the sum of multiple payments made throughout June 2025, depending on which programs you qualify for. Here are the expected payment dates for each program:
| Program | June 2025 Payment Date (Expected) |
|---|---|
| GST/HST Credit | June 5, 2025 |
| Canada Child Benefit | June 20, 2025 |
| Climate Action Incentive | June 14, 2025 (Quarterly) |
| Canada Workers Benefit | June 28, 2025 (Advanced or final) |
| Provincial Supplements | Varies by province (mid to late June) |
How to Set Up Direct Deposit with the CRA
Direct deposit is the fastest and most secure way to receive your CRA payments. Here’s how you can set it up:
1. CRA My Account Online
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Go to CRA My Account.
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Log in or register.
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Click ‘Profile’ then ‘Direct Deposit’.
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Add your banking information.
2. Through Your Bank
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Log in to your bank’s website.
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Look under government services or payments.
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Select “CRA Direct Deposit” and enter your account details.
3. Paper Application
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Download and print the CRA direct deposit form.
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Fill it out.
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Mail it back to the CRA.
What to Do If You Don’t Receive Your Payment
If you do not see your payment reflected in your account by the end of June 2025, follow these steps:
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Wait at least 10 business days after the expected payment date.
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Check your CRA My Account for updates.
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Call CRA Benefit Enquiries for assistance.
Common Issues and Solutions
| Issue | Solution |
|---|---|
| Incorrect or outdated bank info | Update CRA direct deposit details ASAP |
| Missed tax filing date | File immediately, even late, to trigger benefit eligibility |
| Ineligible income thresholds | Double-check with CRA eligibility tools |
| Payment not received | Call CRA or check My Account for details |
| Suspicious emails/texts | Ignore—CRA never asks for personal info via text or email |
Frequently Asked Questions (FAQs)
1. Is the $2,600 payment a one-time bonus from CRA?
No, it is a combined total from multiple CRA-administered benefits issued in June 2025, not a new standalone bonus.
2. What happens if I don’t file my tax return?
You won’t be eligible for most CRA-administered benefits, including GST/HST, CCB, and CWB. File immediately to regain access.
3. Why did I get a Canada Pro deposit today?
You have applied for or been automatically enrolled in an assistance program to help with the cost of living.